Low interest financing calculator
The low, promotional interest rates offered by many dealer finance companies and other lenders can lead to tremendous savings on your next vehicle purchase. Lower interest rates mean lower monthly payments and lower total interest costs.
Calculators
Low Interest Financing Savings
Use this calculator to weigh up to three different financing options, finding the best monthly payment and total interest savings.
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Balance to finance: Total amount you wish to finance with a loan. This is the total balance after taking into account taxes or fees. This doesn't include your down payment or trade-in amounts. These amounts should be entered in the down payment field. Net leased amount: Total amount you wish to have leased. This is the balance after taking into account any fees or taxes. This doesn't include your down payment or trade-in amounts. These amounts should be entered in the down payment field. Interest rate (APR): The Annual Percentage Rate charged for this loan or lease. Down payment (cash+trade-in): This is the total cash down payment for this purchase or lease. If you are applying a trade-in amount to your financing, include it here. Term in months: The total number of months you wish to finance your automobile. The minimum term is 12 months, the maximum term is 120 months. Residual percentage: For leases, this is remaining value of your vehicle after the lease term expires. The higher this amount, the lower your lease payment will be.
